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Common Case Types

Credit Reporting Errors

Disputing mistakes on your credit report.

Your rights

Under the Fair Credit Reporting Act, you can dispute inaccurate information with the credit bureaus, which generally must investigate within 30 days.

Steps

Get free reports at AnnualCreditReport.com, dispute in writing with documents, and keep copies. If errors persist, complain to the CFPB; FCRA violations can support a lawsuit.

Sources

General information, not legal advice.

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Resources

Important: ProSe Law is a legal-resource platform, not a law firm. We do not provide legal advice and we do not review documents. No attorney-client relationship is formed by using this site. Everything here is educational information to help you organize and prepare your own case file. Nothing here is guaranteed enforceable, and local court rules vary — always confirm requirements with your specific court.

Privilege and AI: information you put into an AI system may not be protected by attorney-client privilege. Privilege is not automatic just because you are handling your own case, and showing your case file to someone else can mean giving privilege up. Ask your attorney what you should and should not put here, and do not add anything you would not be willing to have read out in court.

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